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Disability Claims

Fairfax Injury Lawyer Brien Roche Addresses Disability Claims

Brien Roche

In circumstances where you are injured as a result of the negligence of a third-party there may be not only a basis for a claim against that third-party but you may also have the basis for making disability claims under the disability insurance policy provided by your employer.

Disability Claims Are Separate From The Personal Injury Claim

Disability insurance policies, to some extent, are governed by state law.  In the Fairfax, Virginia area disability policies are quite common and are offered by many employers.  The initial form of disability coverage that is provided is what is called short term disability.  That short term disability covers the first six months of disability.  After six months the employee must apply for and then qualify for long term disability. 

The criteria for short term disability may differ from policy to policy but typically they simply require a medical certification indicating that the employee cannot return to his or her normal job. 

The criteria for long term disability are somewhat stricter and require that not only can the employee not return to their former job but is not physically able to work in any capacity for the employer.  Long term disability claims can be worth substantial sums of money and frequently they are hard fought by the insurance carrier and the employer that offer these benefits.   

For more information on disability see the pages on Wikipedia.

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Disability Claims

Fairfax Injury Lawyer Brien Roche Addresses Disability Claims

Brien Roche

In circumstances where you are injured as a result of the negligence of a third-party there may be not only a basis for a claim against that third-party but you may also have the basis for making disability claims under the disability insurance policy provided by your employer.

Disability Claims Are Separate From The Personal Injury Claim

Disability insurance policies, to some extent, are governed by state law.  In the Fairfax, Virginia area disability policies are quite common and are offered by many employers.  The initial form of disability coverage that is provided is what is called short term disability.  That short term disability covers the first six months of disability.  After six months the employee must apply for and then qualify for long term disability. 

The criteria for short term disability may differ from policy to policy but typically they simply require a medical certification indicating that the employee cannot return to his or her normal job. 

The criteria for long term disability are somewhat stricter and require that not only can the employee not return to their former job but is not physically able to work in any capacity for the employer.  Long term disability claims can be worth substantial sums of money and frequently they are hard fought by the insurance carrier and the employer that offer these benefits.   

For more information on disability see the pages on Wikipedia.

Contact Us For A Free Consultation

Contact Us For A Free Consultation